GENERAL

Best Small Business Credit Cards of February 2024


10X miles on hotels and rental cars booked through Capital One Travel

5X miles on flights booked through Capital One Travel

2X miles on other purchases

 

Intro Offer: Up to 300,000 miles

Regular APR: N/A

4.9 / 5

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on Capital One’s secure site

Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel

Unlimited 2% cash back on every purchase

Intro Offer: Up to a $3,000 cash bonus

Regular APR: N/A

4.6 / 5

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5% cash back on internet, cable, phone services and office supply stores (up to $25,000 a year in combined purchases)

 

2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year

 

Intro Offer: Earn $750 bonus cash back

Regular APR: 18.49% – 24.49% Variable

4.6 / 5

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on Chase’s secure site

Unlimited 1.5% cash back on business purchases

Intro Offer: Earn $750 bonus cash back

Regular APR: 18.49% – 24.49% Variable

4.0 / 5

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on Chase’s secure site

5% cash back on travel booked through the Capital One Travel portal |

1.5% cash back on all other eligible purchases

Intro Offer: $750

Regular APR: 18.49% – 24.49% (Variable)

4.1 / 5

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on Capital One’s secure site

Unlimited 1.5% cash back on all purchases

Intro Offer: $300

Regular APR: 18.49% – 28.49% Variable APR on purchases and balance transfers

3.9 / 5

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on Bank of America’s secure site

5% cash back on travel booked through Chase travel portal

2.5% cash back on purchases over $5,000

2% cash back on all other eligible purchases

Intro Offer: $1,000 Cash Back

Regular APR: Flex for Business Variable APR: 19.49% – 27.49%

3.4 / 5

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on Chase’s secure site

2X points on everyday business purchases (up to $50,000 in purchases per year, then 1x)

Intro Offer: 15,000 Membership Rewards® points

Regular APR: 18.49% – 26.49% Variable

4.1 / 5

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on American Express’s secure site

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, Terms Apply

3% cash back on the category of your choice (from available list)

2% cash back on dining (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter)

Intro Offer: $300

Regular APR: 18.49% – 28.49% Variable APR on purchases and balance transfers

3.8 / 5

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on Bank of America’s secure site

4X points on up to $150,000 per year in two select categories (from 6 eligible categories) your business spends the most in each billing cycle, then 1X

3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.

Intro Offer: Earn 70,000 points

Regular APR: 19.49% – 27.49% Variable

5.0 / 5

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on American Express’s secure site

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, Terms Apply

3% cash back on purchases

Intro Offer: $500 cash back

Regular APR: N/A

3.9 / 5

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on Revenued’s secure site

3X points on the first $150,000 annually in combined travel, shipping purchases, internet, cable and phone services

Intro Offer: 100,000 points

Regular APR: 21.24% – 26.24% Variable

4.4 / 5

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on Chase’s secure site

5X Membership Rewards points on flights and prepaid hotels booked with AmexTravel.com

1.5X points on eligible purchases in key business categories and on purchases of $5,000 or more everywhere else (spending cap applies)

Intro Offer: Earn 120,000 points

Regular APR: 19.49% – 27.49% Variable

4.8 / 5

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on American Express’s secure site

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, Terms Apply

Unlimited 5X miles on hotels and rental cars booked through Capital One Travel

2X miles on every purchase

Intro Offer: 50,000 miles

Regular APR: 26.24% (Variable)

4.4 / 5

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on Capital One’s secure site

2 miles for every dollar spent on United purchases, dining, at gas stations, office supply stores and on local transit

Intro Offer: Earn 100,000 bonus miles

Regular APR: 21.99% – 28.99% Variable

4.4 / 5

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on Chase’s secure site

2% cash back on eligible purchases up to $50,000 per calendar year, then 1%

Intro Offer: $250 statement credit

Regular APR: 18.49% – 26.49% Variable

4.3 / 5

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on American Express’s secure site

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, Terms Apply

12X points directly with Hilton properties

6X points on select business (U.S. gas stations, U.S. cellphone service providers and U.S. shipping purchases) and travel purchases (U.S. restaurants, airfare booked through Amex Travel and select car rentals)

3X points on all other purchases

Intro Offer: Earn 130,000 Bonus Points

Regular APR: 20.99% – 29.99% Variable

4.5 / 5

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on American Express’s secure site

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, Terms Apply

Intro Offer: $200 Cashback

Regular APR: 17.74% – 35.99% variable APR

3.5 / 5

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on Capital On Tap’s secure site

Image of U.S. Bank Business Altitude™ Connect World Elite Mastercard®
U.S. Bank Business Altitude™ Connect World Elite Mastercard®

5X points on prepaid hotels and rental cars when directly booked in the U.S. Bank Rewards Center

4X points on travel such as airfare, hotels, gas and EV charging stations (up to $150,000 in combined spend annually)

2X points on dining, takeout or restaurant delivery

Intro Offer: 60,000 Bonus Points

Regular APR: 20.24% – 28.24% (Variable)



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